Testimonials

Lets Start with Our Own Personal Testimonial on our Family's Prudential BSN Takaful Policies

Which insurance coverage that we chose for our babies and why we got them insured?

Alhamdulillah, we are blessed with two handsome babies little Adam, 20 months and little Yusuf, 3 months. Truthfully, the born of the eldest had triggered us to get our family covered with insurance.

Our babies’ medical bills have actually been covered by both of our permanent employers actually. Hence, initially we are not so worried about their medical bills. But little that we know that there's always a limit to the medical coverage by the employers.  To be safe, please check with your employer about the limit.

Considering the many new and odd diseases, virus, infections and illness which could cost a lot for cure and treatment, we don’t want to risk anything. We got our babies covered from their early months. Thus, no more worries of any emergency. Plus, having more medical coverage makes us feel much more secure. With insurance, we have more hospital choices and not only the company’s panel hospitals in case we are looking for a specific specialist doctor. 

Not to miss out the daily ward allowance. If your baby is warded, you can get ward allowance of up to as high as RM400 daily.  Isn’t that great? That money can be used for so many things such as for lodgings, transportation cost or perhaps other traditional/alternative medicines.

In choosing the best insurance protection for the babies, we don’t want to pay for insurance that doesn’t have any form of return or in other words burn our payment if nothing ever occurred. We want something that can also act as a saving in which we can withdraw at certain age, perhaps at their college age.  Then, the money can be used to pay for their oversea university fees. Yep, of course as parents, we want to provide the best education for our kids. Best if the money that we commit monthly is invested anywhere. This could lead to more money return for our babies in future Insya Allah.

After a bit of reading done, we decided to go for Pru BSN Takaful.  A package that simply offers coverage for:

1. Life

2. Medical card

3. Critical illness

4. Accidents

5. Saving

6. Investment

We call it the 6-in-1 insurance coverage.  And most importantly it’s a Takaful product, insya Allah everything is process according to the Islamic law.

After considering our monthly commitments and expenses, we go for the 6-in 1 package with the monthly payment of RM 120 each for our babies. Yep, only RM120 monthly can help you to pay the medical bills of up to RM500, 000 with many other benefits. A pay that’s comfortable for us, protecting our financial expenses, and giving us return for our children’s education insya Allah.

How about you? Have you got your child insured? Have you started any saving for your child’s future? If not, contact us for free consultation.

Thank You

Salam buat semua pembaca, rakan-rakan, sanak saudara, dan yang terutamanya all my lovely and loyal clients. Semoga segala usaha kita diberkati, dipermudahkan dan ditambahkan rezeki keluarga kita insya Allah.

To my dearest clients, dijemput untuk memeriahkan lagi laman ini dengan meninggalkan testimoni tuan-puan untuk berkongsi sama-sama dengan rakan-rakan dan pembaca, setakat yang tuan-puan nikmati dan terima selama ini dan juga what you expect for the years to come from me, insya Allah.

Thank you so much for your support dan semoga Allah sentiasa melindungi seluruh keluarga kita khasnya dan seluruh umat Islam di dunia dan di akhirat, insya Allah.